most of us know the feeling of waking up the day after a city tour and get in the thought, that you probably have spent a lot more money than it was supposed.
But fortunately it is probably very few, who have tried to wake up with a hangover and an account that has been lænset for what corresponds to 830.000 Danish kroner.
It has a Norwegian man experienced when he returned in march woke up after a tour in the southern city of Marbella.
It writes the Today's business community that boasts and Finance, which refers to a new decision in the case of the financial appeals committee, Finansklagenemnda.
the Norwegian remembers that he and a companion that evening had passed into night and eskortklub in Marbella. They were already well inebriated, when they came, and upon arrival they had served several unfamiliar drinks. At a time, it was the man's companion, the bad, and went from the site. The man was and continued to drink the drinks that was served to him.
At a time came a servant with the bill, and the man paid with his card. After this he had, according to his explanation the blackout and remembers almost nothing from the rest of the evening. Apart from some small glimpses, where he recalls to have been lying in a bed with several ladies. He remembers also, that the women repeatedly came to him with the ped.
the Day after, at 15 o'clock, woke up, the Norwegian, according to the decision in his apartment and could not remember how he had come home. He could not find his Visa card, and therefore thought it had been stolen. When he checked his online banking, he could see that it had been pulled 750.000 Norwegian kroner, equivalent to approximately 569.000 Danish. He got blocked the card, after which he after a short time, yet found it in his trouser pocket.
When the man had come home to Norway, he discovered that there was also raised large sums of money from his Mastercard. In total from the two cards has been raised 1.1 million Norwegian kroner - 830.000 Danish kroner - between the hours of 23.06 and at 09.42 during march-urban explorers in Marbella.
the Norwegian was absolutely convinced that he had been the victim of fraud and would, therefore, have its bank to pay. It refused the bank.
- It is not possible to buy goods and services at a club for such a high price. Transaktionsoversigten shows a clearly diverging pattern for what is normal for a conscious and agtsom guest, sounded the man's own argument, among other things, according to the ruling.
the Bank denied that there could be a case of fraud, among other things, because the card's chip was read by each transaction, and the correct pin was entered. In addition, the bank believes it is unlikely that the card would have been handed back to the card holder after a possible abuse.
the Bank has now been upheld by the Finansklagenemnda, which has refused to hear the case. According to them lies the burden of proof that there would be abuse, of the card holder, and it is in this case not been met.