Banks are launching their latest offers to attract clients who direct their payroll. Sometimes these offers include gifts, while in other cases they offer cash. According to the financial comparator HelpMyCash, this amount can reach up to 400 euros. However, it is crucial to carefully check the conditions before accepting these offers, experts warn.
It is important to remember that, to obtain these gifts or sums of money, the client must meet certain requirements, and even be subject to a retention period. "Banks use these types of promotions to attract new users," they point out from the comparator.
Below, HelpMyCash shares a selection of these promotions, which includes the accounts that pay the most money on a payroll.
HelpMyCash highlights four aspects to consider before accepting gifts for direct debiting your payroll. First of all, it is important to meet the minimum income requirements, since some banks vary gifts depending on the client's income. Failure to comply with these requirements could result in penalties.
In addition, it is essential to verify the permanence commitment. You must also consider the taxes associated with gifts, because for the Treasury they constitute income from movable capital and, therefore, are subject to taxes, unless the bank assumes their payment.
Another point to take into account is the possible associated commissions. It is important to read the terms and conditions carefully to understand if there are any additional requirements.
