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And it came... The tax return campaign puts everyone on alert in case they will have to pay or return. Among good news for low incomes or mothers, there are tricks and deductions to pay less so that the tax bill is not a bad pill to swallow. Of course, some will do better than others depending on where they live.
For better and for worse. The campaign is already underway. The fastest ones have gotten the process out of the way, but there is still a lot of room until July 1. Not failing to make and present the draft is the first key. In the middle, make the most of it to save. Like the universe of regional deductions, with a lot of scope and discounts. Or maternity deductions, expanded. Or those that deduct for car expenses. Now, the negative part: it is a campaign that accentuates the fiscal gap between communities. Yes, some will pay more than others for the same thing...
Jackpot. For older people there are special advantages when it comes to paying personal income tax. From real estate operations and tax-exempt income, to deductions for playing sports or the simple fact of being over 65 or 70 years old, the declaration can be much more benign for the elderly. These are all the advantages they have. In the campaign they also have something new: refunds can be claimed for the contributions that were made to the mutual societies in the sixties and seventies. This is how the refund is requested, a figure that can change the declaration of millions of people.
Savings. Having more money in your pocket is everyone's goal. With more expensive foods, we turn to white label products to save. So much so that now manufacturers are taking steps to prevent it from continuing to take over. With that money saved, what do we do? For those who cannot invest, or do not want to, there is no option but to stay there. Far from criticizing oneself for wasting money, "saving is not a deprivation, it is the only source of wealth," maintains popularizer Natalia de Santiago (Podcast). Anyone looking for something is sure to look at gold, an unparalleled safe haven asset, which is skyrocketing 25%. The motives and who is behind it may surprise. Watch out for the dollar and the Russians...
Helpless? The average citizen is the last in the chain and is often defenseless. The first sentences of clients scammed by phishing, the calls and messages in which someone impersonates their bank and ends up stealing money... prove the entities right. It is understood that the client is responsible for providing their data. He is left without money and without an answer. There is also some disappointment on the real estate issue. Loopholes will prevent rent control from being enforced. The lack of sanctions or information clouds are the big concern.
Roof and work guarantee a minimum life. But having one and the other does not guarantee that it will be in the best conditions. In the case of housing, the wait for the Euribor to decrease is becoming long. Mortgage payments will not get cheaper this month either, but experts do see decreases later. There is hope.
There is nothing positive about the panorama of the forced worker. Labor coercion, criminal organizations, traffickers... Today there are 27 million people in forced labor networks. With them they achieve illegal profits of 220,000 million euros.
