New technologies make our lives much easier. Being able to buy almost anything you need from the sofa at home in a single click, being up to date with current events at all times, communicating with our friends wherever they are... And sending our money to those who owe it to them.
Thanks to platforms like Bizum, making accounts with your friends, family or co-workers when you have to organize a party, pay for a dinner or a trip is very simple. With the touch of a button you can send your share of the money to whoever is needed.
Now, we must be especially careful with the use of these tools to avoid problems such as being scammed. Another risk is sending money to the wrong phone number. Or make the mistake of putting an unfortunate concept that causes us a problem. Because something common when using Bizum among people we trust is to joke about the concept of transfer. References to illicit or unethical matters are the order of the day and few know that this can have consequences.
From Bizum's own TikTok social network profile – where they have more than 26,000 followers – they dedicate a video to explaining the risks of playing or joking with the concepts when making a transfer in the application. “Did you know that adding funny or suspicious concepts can cost you a lot?” asks the announcer of the publication.
“If you are thinking of putting ‘for coke’ in your next Bizum concept, think twice,” he adds. Explain that, in the best case scenario, your bank could reject the payment and give you a follow-up call to make sure everything is okay and ask for explanations. But this is not all, because according to Law 10/2010 of April 28, on the prevention of capital blockade and the financing of terrorism, banks are obliged to monitor economic transactions that they believe may be dedicated to committing criminal acts. .
“Be very careful when playing these types of jokes, because you could get into trouble with the police,” Bizum's video concludes. Therefore, from now on, when you are going to send a Bizum or make any financial transfer to another user, try to be cautious with the concepts. Limit yourself to the classics “dinner”, “pizza” or “mom gift”, and you will save yourself a scare with your bank company.
