Christmas arrives and, in addition to homes, it is noticeable in all markets and sectors. The financial world is no exception and also soaks up the idiosyncrasies of these dates. That is why numerous entities take advantage of the fact that it is a time of greater consumption and in which people are more predisposed to spend to offer products that include gifts or prizes.
In this sense, the financial market that is presented for this Christmas offers very attractive opportunities with which you can earn, for example, up to 400 extra euros. An ideal aid to face the high expenses of these days and that comes from the payroll accounts that a good number of entities are currently promoting. Below, together with the experts of the financial comparator HelpMyCash, we analyze the most notable ones.
The Banco Santander Online Payroll Account gives you up to 400 euros simply for opening it and direct debiting a payroll of at least 2,500 euros. Now, if the salary or pension is at least 600 euros and two receipts, give 300 euros. In addition, this account, without commissions or conditions, allows you to use debit and credit cards at no cost and withdraw money for free at more than 30,000 ATMs around the world.
From HelpMyCash they point out that it is “an attractive alternative for those who value the accessibility and convenience that a large bank offers.” However, it is important to emphasize that this offer is aimed exclusively at new clients of Banco Santander, thus highlighting its promotional and exclusive nature for those who join this financial institution.
If it is another account that gives money on these dates, the ABANCA Clara Payroll Account is another very attractive option, offering up to 300 euros as a gift for direct debiting a payroll of at least 1,200 euros. And if it is between 800 and 1,200 euros, give away 150 euros. In addition, it offers a profitability of 2% APR for balances of up to 15,000 euros. This combination of competitive interests and an initial monetary incentive highlights the Galician entity's commitment to growing its clients' savings from the beginning.
In addition, this online account is free of commissions and the fact that its debit and credit cards are free add even more value to this promotion. However, users should also keep in mind that, as in the previous case, this offer is exclusively intended for new ABANCA customers.
The Sabadell Online Account stands out as an extremely attractive option for those who want to boost their savings from the first moment. With an attractive 6% TIN during the first three months and then offering a 2% TIN (3% APR) for a maximum balance of 20,000 euros, this exclusive offer until January 2, 2024 marks an important differential. For example, if you deposit those 20,000 euros, you can obtain up to 600 extra euros, although they would be enjoyed in the long term.
In addition, the Catalan entity promises to return 3% on electricity and gas bills, “which adds extra value, making the benefits multiply,” the comparator points out. In addition, it has no commissions and conditions and offers free cards. Of course, like Santander, this account is aimed only at new customers.
The truth is that on these dates, both due to the predisposition of society and the proximity of the end of the calendar, fiscal and commercial year, entities rush deadlines and try to attract clients with sporadic offers like these. The best example is to browse and compare the multiple alternatives shown in comparators like HelpMyCash, where you have many other payroll accounts with gifts that you can compare and request in a matter of minutes.
