Pension plans, the best solution for a peaceful retirement

Scheduling retirement has become one of the main concerns of today's society.

Thomas Osborne
Thomas Osborne
14 December 2022 Wednesday 21:37
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Pension plans, the best solution for a peaceful retirement

Scheduling retirement has become one of the main concerns of today's society. And it is not surprising, taking into account that the percentage that the amount of pensions represents with respect to the last salary in Spain marks a downward trend for the future. In fact, according to the Organization for Economic Cooperation and Development (OECD), retirement income from the public pension is currently reduced by an average of 20% compared to the last job salary.

In this context, aggravated by the increase in longevity (there are already 18 million Spaniards over the age of 55), having a good pension plan that allows us to supplement the public pension and enjoy retirement without fear is of vital importance.

Aware of this situation, MAPFRE, the benchmark insurer in Spain, has been working for years to make a wide range of investment solutions available to the population to organize their retirement plan.

In addition, the company offers its clients the support of the best financial professionals, who are in charge of determining the best option for each profile, providing individualized and personalized advice.

Helping clients achieve their retirement savings goals is MAPFRE's main purpose. For this, the insurer has the Tu Futuro Program, a solution that accompanies customers at all times, managing their savings throughout their lives.

As part of this program, MAPFRE is in charge of automatically adjusting the savings of each client to their own risk profile and their age, distributing it in a basket of funds. All this in order to adapt the profitability to each user, always taking into account the changes and the different stages that a person can go through throughout his life.

Undoubtedly, planning savings is essential to be able to reach retirement with the peace of mind that should characterize this vital moment. In this sense, thanks to its proposals, MAPFRE wants to position itself as the perfect ally for those interested in enjoying old age without worries.