Located in Barcelona and with more than a decade of experience in the sector, Barnacredit offers more facilities than traditional banks when it comes to granting a loan, thus being an ideal option in current times. Quick response, personalized study, signature before a notary and total legality and transparency are essential characteristics at Barnacredit.
If you have assets but no liquidity and, furthermore, you want to avoid excessive bureaucracy and the lack of proximity of a personal bank, the best option is to go to alternative banks, such as Barnacredit, who treat each case personally and to measure. Your treatment is totally personalized, including visits and the study that is carried out. In the current scenario and now more than ever, a company with values like this stands as a very valuable and necessary option for many companies to overcome this unprecedented crisis.
Barnacredit operates within the strictest legality and is registered in the registry of the National Consumer Institute with the guarantees and controls that it entails, and grants loans with a real estate guarantee, always adapting to the needs of each client.
Another product from Barnacredit, a company with almost 15 years of experience in the sector, is that of mortgage loans to businessmen. “We analyze each case through our financial advisors and we manage to prepare a loan tailored to each client according to their profile and specific characteristics. For this reason, the specific conditions and the refund will be different”, explains Marta Esteve, its general manager. "This flexibility allows us to help the client as much as possible so that they repay the loan at the lowest possible cost and with great ease," says Esteve, who explains that, for example, if they have a real estate guarantee, they can grant them a mortgage loan.
“We can study a mortgage loan with a lack of capital, or with amortization of capital and interest”, clarifies its general director. The maximum term they offer is 20 years.
One of the products that Barnacredit offers is the lifetime monthly income. This income helps cover the needs of each month until death. It provides fundamental security and stability, within a very flexible product.
The construction sector has been, in recent months, one of the sectors that has demanded the most loans, due to the fact that many works were paralyzed by the state of alarm and now they are finally recovering. "If you are a builder and cannot deliver the final project due to lack of liquidity, call us: we can grant you a mortgage loan with the guarantee of the property", explains Marta Esteve.
