What you should do to avoid fraud and scams on the Internet, according to a banking security expert

What are the main threats that we can find when we browse the internet?.

Oliver Thansan
Oliver Thansan
17 May 2023 Wednesday 12:58
385 Reads
What you should do to avoid fraud and scams on the Internet, according to a banking security expert

What are the main threats that we can find when we browse the internet?

Browsing the internet itself is not a risky activity. But it exposes us to deception attempts to steal our data, install malware, or even defraud us. If we take into account a series of basic precautionary and protection measures, we can avoid the previous deceptions. In addition, companies, and especially financial institutions, have the necessary technological measures to provide our clients with the maximum guarantees in this regard.

What would be the main threats?

Contrary to what it may seem at first, the most important may not be of a technological nature, but instead come from things as simple as fraudulent phone calls that claim that we provide them with our personal data, impersonating official or banking entities.

In case of receiving one of these telephone calls, we must not provide our data or credentials. It is best to hang up and call our entity directly to make sure that this call received was not fraudulent. Another of the most important risks are the links that can reach us through emails or WhatsApp messages or similar. If we "click" on them, they can try to deceive us or infect our computer with a virus or malicious program.

What risks can there be in opening a link that we have received by mail?

The most common would be to enter a fake website that perfectly imitates the site of our bank or a trusted e-commerce, and once there, enter our personal data in the access forms. To avoid this type of fraud, we must be very careful with the links that we receive, especially if the issuer is someone we do not know, or without our having requested them.

The best thing is always to introduce us, directly, the address of the web in the browser. We must also be especially wary of those emails that have especially attractive commercial offers, poorly written, or that convey urgency to us. They are the "hook" for us to enter the link. If an offer interests us or an alert worries us, it is best to go directly to the website of the business, bank or organization in question and look for it there to check if it is true.

Public Wi-Fi networks and passwords can also be risk factors. Indeed, it is better to avoid public Wi-Fi networks, and in any case, if we enter them, never use them to carry out any type of economic transaction. Most of the time we cannot be sure who is providing us with that Wi-Fi signal, and therefore we cannot know if they are capturing the data that we enter in forms, such as passwords. And as far as passwords are concerned, it is best not to use the same password for all web pages or online services of which we are users, and change it if we suspect that it may have been exposed.

What can you tell us about the security measures that the bank has implemented on its website?

Without going into technical details, the Bank's website has security measures so that customers can operate and carry out their banking procedures with all the peace of mind in the world, protecting communication between users and the Bank, verifying the identity of customers, and preventing unauthorized access.

To have all the information you can visit www.bancsabadell.com. Here, in Security, are all the details and a good number of tips and good practices to follow. To these recommendations I would like to add the importance that users always have the apps they use and their operating systems updated with the latest versions, both on mobile phones and on computers. And that they also have an antivirus installed, a measure that can be very useful.

If someone ever suspects that their computer security has been compromised, what should they do?

Contact us immediately. We are available 24 hours a day, seven days a week at 963 085 000, at info@bancsabadell.com or on our social networks (Twitter, Facebook and Instagram).