Convenience and accessibility to a global and wide-ranging offer. They are two of the main advantages of the digital age. With just a click you can buy countless products and services from other countries. Therefore, in this time of economic uncertainty in which savers seek shelter in deposits or accounts with similar characteristics, they appreciate the dynamic offer offered by this digital scenario.
After a few bullish months, the rise in interest rates has slowed, and everything indicates that this change in trend will continue.
In fact, these predictions are what have presumably caused deposits to have already begun to offer less profitability in 2024.
However, despite the outlook, there are still more than interesting remunerations. And not only that, but they are deposits that, belonging to foreign entities and being protected by foreign FGDs, are accessible to anyone at the click of a button. Right now, it is difficult to see returns that reach 4% APR, as in 2023, but it is possible to achieve a rate much higher than 3% APR and, furthermore, do it from the comfort of the couch with an agile, comfortable and online process. These three deposits are the best reflection of this.
At the same time, globalization and digitalization also democratize the financial market by offering other savings alternatives. Among them, paid accounts increasingly stand out, which "although their profitability is lower, in exchange, they offer gifts, advantages and, above all, flexibility, since they do not usually have commissions or require permanence," highlight the HelpMyCash experts. In fact, the comparator highlights three with which you can get interesting remunerations.
