The main players in the banking sector have unleashed a real war to attract new clients through their fixed mortgages. In this scenario, those looking for a mortgage are in a privileged position to take advantage of and negotiate the most attractive offers on the market.
At the end of 2023, the average rate was around 3.65%, while in April 2024 it fell to approximately 3.15%. However, there are options that stand out because they offer lower interest rates than average. This is the 'TOP 4' of best fixed mortgages according to HelpMyCash.
However, they highlight the possibility of further improving conditions through direct negotiation with financial entities. In this sense, they suggest considering hiring a mortgage broker for those who do not have the time or the necessary tools to negotiate face to face with entities.
In addition, experts suggest carefully analyzing the convenience of contracting insurance linked to the mortgage.
Therefore, they recommend carefully evaluating each situation, considering both the cost of insurance and the bonus percentage on interest.
