Year-end sprint: are there any cheap fixed-rate mortgages left?

It is increasingly difficult to get fixed-rate mortgages at a good price.

Thomas Osborne
Thomas Osborne
14 December 2022 Wednesday 01:32
13 Reads
Year-end sprint: are there any cheap fixed-rate mortgages left?

It is increasingly difficult to get fixed-rate mortgages at a good price. The new scenario, marked by a rising Euribor for the first time since 2016, has caused convulsions in the catalog of financial institutions, which have been trying to boost variable-rate mortgage loans for months, according to experts from the financial comparator HelpMyCash.com

There are only weeks left to close the current financial year and it is difficult to know how the coming months will evolve. However, the truth is that in recent months the price of mortgages has been rising across the board and it is more common to find mortgages with interest rates close to 3%.

The experts at HelpMyCash.com have analyzed the entire mortgage showcase of banks in Spain and have found the best fixed-rate options that still have a competitive price. Its experts have taken into account for their selection general parameters such as interest, the number of bonus products or commissions.

In any case, from HelpMyCash.com they remember the role of brokers or mortgage intermediaries. This is a professional who is in charge of finding the best mortgages and negotiating preferential conditions, adjusted to the profile of each client. They believe that it can be a very good formula to find the best price in a situation like the current one, in which the market has been tinged with uncertainty and, above all, if you do not have a great financial profile.