It doesn't seem to fail, just when you are having a good day, you go to get your car and encounter a crash. No matter how well and carefully you were parked, the fact is that someone has collided with your vehicle and caused damage. About which it is clear that he has no intention of taking charge of the repair, for whatever reason. In these cases where a parked car is damaged by another driver who has not been identified, there are a series of steps that must be carried out.
One of the most frequent doubts from drivers is about whether, since they cannot find the person responsible, the repair is at their own expense. Regarding this, if the insurance you have contracted does not include coverage for personal damage and the vehicle is parked on the street and not in a parking lot, yes, you will know that you will have to pay for the repair. This does not happen if the insurance is comprehensive, since it will be the insurance company that will be responsible for repairing the damage that the car has suffered. And the third possibility, excess insurance, will be as simple as paying the amount agreed in the contract that corresponds to each party.
In the case of encountering the bad luck of having suffered an accident when the car was parked and the person responsible cannot be identified, there are a series of steps that are recommended to be carried out to manage this situation in the best possible way.
