Verti, the digital insurer of the MAPFRE Group, offers its clients a new insurance that covers personal mobility, regardless of the means of transport used. This is insurance that accompanies the person in their daily mobility, ensuring their peace of mind at all times, and with a 100% digital experience, since the entire hiring process is done in this way. Given the emergence of new forms of mobility in cities, such as carsharing, or personal mobility vehicles (MVP), Verti wants to guarantee the safety of its customers, whatever way they choose to move.
Thus, this proposal is born as a modular insurance that adapts to all types of circumstances. Specifically, it has three different modalities: for urban public transport, taxi and transport vehicles with drivers (VTC), for temporary use of shared vehicles (carsharing, motosharing, bike sharing and rental scooters) and for owned electric scooters. In this way, the client chooses which modalities interest them most based on their needs and daily mobility.
In addition, policy payment can be made monthly, quarterly, semi-annually or annually, so that clients can divide their expenses and manage their insurance with greater flexibility. All the modalities of the new Verti mobility insurance are linked to the person and cover the incidents that the client may encounter in the different means of transport they use throughout their daily lives. Among the coverages included are civil liability, legal defense, defense in case of fines, personal accidents, compensation for total loss of the electric scooter owned, complementary transportation and medical guidance. In the latter case, the service is provided through Savia, MAPFRE's digital health platform.
In addition, the company offers an added bonus: a series of additional services of great value to customers. Specifically, we talk about basic preventive maintenance of your own scooter (in collaboration with FeuVert), the reconditioning and recycling of scooters (in line with its sustainability policy and in collaboration with the startup Rhyde) and the comprehensive advisory service on personal mobility Yo Me Muevo, which can also be in charge of carrying out numerous procedures related to mobility for the user.
“This insurance is part of the smartmoving concept, 'intelligent mobility', which has arrived in cities to impose a new model that is committed to more agile, efficient, sustainable and less dependent mobility on a specific means of transport,” he states. Juan Pablo Galán, CEO of Verti. In this sense, another of the main advantages of Verti mobility insurance is that it covers the client in any city in which they are located. This is very interesting when going on vacation or for people who regularly travel to different cities and move there with micromobility vehicles, VMPs or public transport. As Juan Pablo Galán points out, “this insurance is a reflection of the work we are doing in the company to lead the new mobility. Verti, which is the pioneer in internet insurance in Spain, also wants to be a pioneer in ensuring people's mobility, with all the guarantees. “It is a mobility that is constantly evolving, hence the need for insurance linked to the person, not to a specific vehicle, since now people change means of transport several times a day.”
Furthermore, Alejandro Martínez del Mazo, director of Verti's Digital Area, has stressed the importance of the innovation carried out by the insurer "to be able to launch these new products on the market when customers need them, getting ahead of other players and offering a "complete insurance, and with a very differential added value proposal." Verti is a digital insurer with a presence in Spain, Italy and Germany. It has more than 340,000 clients in Spain for its car, motorcycle, home and pet insurance. It is characterized by its innovative products focused on user needs, such as its 6Wheels insurance, Kms Account insurance or Verti DRIVER.
