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Week with the focus on the real estate world. From Government guarantees to purchase an apartment to all kinds of advice to avoid making a mistake in the purchase. Access to housing is one of the most important steps in life and can become a very expensive mistake if things are not done well.
Take the step. For young people and not so young people, becoming independent is a dream. An uphill climb that forces you to save and save. And then save more... The Government comes forward by proposing a solution: ICO guarantees to facilitate access to housing. There will be 2,500 million euros for some 50,000 beneficiaries. Of course, certain requirements will have to be met, mainly income and assets. Here the keys. As always, in some cities it will be easier than in others to access a home, because the effort to pay for it varies.
No mess. Making the right purchase depends largely on knowing what you are doing. You have to think about taxes, a possible hit to the reference value, whether the neighbors are conflictive, whether the property is energy efficient... And don't trust the advertisements, because even the square meters can be false. . There are 10 keys to review before buying. You also have to be aware of any changes in taxation or regulations: the Supreme Court has just rejected the first demands for compensation for municipal capital gains.
Beyond. Real estate has opportunities beyond housing. The parking market offers one of the best returns, higher than those of apartments. But you have to know where to invest: these are the cheapest and most expensive districts of Madrid and Barcelona to buy a garage. Speaking of engines, the car cartel that inflated prices for several years is back today. Whether it was a Seat, a Volkswagen, a Toyota, an Opel, a Renault... Can you claim and get part of what you paid back? There are thousands of euros at stake.
Happy retirement. Many bet on real estate to ensure a good retirement or pension supplement. This week the Fedea experts came out with their own solution: a salary compatible with the entire pension. A novel idea that involves being able to continue working and collecting benefits without problems. It wouldn't hurt because alternatives like pension funds are becoming less popular... because of taxation. Working as an old man may already be here. Has the era of retirement arrived? (Video).
Is there a bubble in technology? They do not stop rising in the stock market due to the heat of artificial intelligence, the cloud, their new devices or due to the simple pull of business. From Nvidia to Meta, values do not reach a ceiling. Analysts and experts have a clear answer.
From investment to love, another world that is difficult to master or understand sometimes. Especially if there is financial infidelity or other clashes over money. How you treat money with your partner can ruin the relationship.
