Securing insurance coverage at low rates can be challenging as there are plenty of factors that can come into play. These include car model, your age, driving history, credit ratings, etc. You cannot do much in other departments except for one, which is the choice of car. Since the vehicle you drive can directly influence your insurance prices, you can go through the list of cheapest models for young drivers to decide your option.
However, before going into that, remember one thing that the cost of auto insurance for teens can depend on his or her gender, state, driving history, type of policy (for example, group policy or a separate plan), etc. This process can be a little complicated, but you can find some relief by getting the right car with low insurance premiums for a new driver. So, here you go!
Claimed to be one of the cheapest cars to insure, this model can be an excellent option for new drivers. It has secured highest safety ratings from The National Highway Traffic Safety Administration (NHTSA) and in the side crash tests. It also performed well in rollover- and front-crash tests. The car includes all standard safety features peculiar to the Toyota brand. Additionally, it also provides some advanced safety measures, such as forward collision warning, emergency brake, and pedestrian detection along with a few others.
Another model that can be suitable for teens includes the Honda Accord. Its safety measures and crash tests earned it an overall good position. In this edition, you can find several driver assistance features, such as cruise control, lane deviation sensors, lane-keeping assist system, forward collision alert, emergency brakes, a rearview camera, and others.
In 2019, this car got five stars from NHTSA in crash tests. Additionally, what makes this car a safe drive for new drivers is its safety systems. These include a rearview camera, forward collision alert, pedestrian detection, automatic brakes for emergencies, blind spot detection system, etc.
Subaru models – Outback&Forester
All these different Subaru editions are a winner in terms of affordability and safety features. The Outback wagon can accommodate five people. Its driving features include all-wheel drive, cruise control, lane deviation alert, lane keep assist, automatic brakes, etc. You can also get superior accident-averting technologies with it.
As far as Forester goes, you can find EyeSight suite of driving safety features along with automatic brakes for emergencies and lane keep assist system in this model. The Insurance Institute for Highway Safety (IIHS) has recognized this vehicle to be the top choice for its safety mechanisms.
This small SUV model offers extremely joyful driving experiences whether you go on a family or adventure trip. It enjoys 4-star safety ratings from NHTSA and the higher side- and frontal-crash test ratings from IIHS.
So, as you can see, there is no shortage of cars that can guarantee you lower premium insurance costs when considering a choice for a teen or young driver. While this is one of the critical factors to heed, make sure you don't compromise on the need for safe driving.