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Where to invest today? As always, it will depend on each person's profile, but there are several trends that can provide clues to what people want and benefit conservatives. Debt and deposits gain attractiveness in portfolios. At the same time, the riskiest options are being left behind: the objective is to win the race against inflation and losing is not an option.
Favorites. The Spanish are safe bets, like debt. Before jumping in, you have to know the pros and cons, which many overlook. Real estate is also experiencing a sweet moment, another favorite but where there can be more trouble if the tenant does not accompany. The area is everything, so you have to know what you are getting into, seeing where it is most profitable to buy a home and then rent it. Some will be surprised: neither Barcelona nor Madrid lead.
Safe savings. Deposits pay more and more... although the best is abroad. Spanish entities keep the best remuneration despite the fact that they earn more than in 15 years with each client. Foreign deposits already exceed 4% annually and allow inflation to be endured. Closer are the paid accounts, above 2% in banks that sound much more familiar.
Losers. The riskiest options give ground. Cryptocurrencies are still far from their highs, waiting for news that will boost them. Some do not give up and seek to get more and more people into the business. They are crypto sects, a trap: this is how they capture the mind to keep your money (Podcast). In this world, NFTs, works of digital art, have almost no value today after their boom. That bubble punctures...
Carefully. When putting money to work you have to be tactful. From having all your eggs in the same basket to investing only in what you like, there are 7 big mistakes to avoid when investing. We must also avoid scams and pay attention to who we give our data to when moving money. "Using your card is no longer so safe," experts warn. The theft epidemic does not stop and cybercriminals are reinventing themselves...
The AI fires us. To invest you will have to invoice. And your future job may already be in the hands of artificial intelligence and algorithms. The one who performs the least is close to dismissal depending on what a machine defines, which raises many doubts among employees. Will we be left unprotected? The picture is clearer on another front: a court has condemned a company that fired an employee when announcing that he would be a father.
Mayors define the future of cities. And in general they charge, even very well, for it. At least in the big cities, where some reach more than 100,000 euros per year. The data has just been made public and these are the best paid.
Like everyone, they have spent little lately on warm clothing. The extended summer and mild temperatures slow down textile sales. Not only are consumers changing, who wait until the last minute to buy, but the commercial landscape is accelerating its turnaround.
