In recent years, the mortgage market has faced a series of challenges that have made access to property difficult for many potential buyers. The economic crisis, inflation and high housing prices are some of the factors that have contributed to this situation. Despite all these difficulties, there are still opportunities for those looking to buy a home in Spain, and have access to mortgage loans.
One of the most important processes when buying a home is the search for a mortgage. The rise in the Euribor and inflation is greatly affecting the payment of installments, so you have to know how to investigate and find the best mortgage option to suit your needs.
If you do not know where to start looking for the ideal mortgage, it is best to put yourself in the hands of a mortgage intermediary, such as Gohipoteca, where they are in charge of selecting the best options for you. "Inflation has made mortgages more expensive, making access increasingly difficult," says Jordi Sánchez, Head of Operations at Gohipoteca. The forecast for 2023 is clear: "the interest rate will continue to rise, and the banks will become more demanding when it comes to granting the loan, therefore, for the client, it is important to trust someone who knows these criteria to do not waste time. Regardless, we expect housing prices to increase at a slower rate than in previous years,” says Sánchez.
A good mortgage broker analyzes the client's profile in order to offer them all the possible options, with the best conditions thanks to the collaboration agreements they have. As a mortgage broker, Gohipoteca's professionals look for the best conditions in more than 20 banking entities. Customer support is key: “as soon as the customer contacts us, we assign him a personal assistant, who will support him and explain the entire process to follow. The first thing it will do is analyze your profile in order to present you with the best options according to your needs. And once the client chooses the mortgage that best suits him, we take care of reviewing the contract with him, resolving any questions that may arise.
In addition, we have a legal department that will support the entire signing process, so the client will be accompanied and supported during this process”, explains Jordi Sánchez.
Companies like Gohipoteca, can help manage the process with your new mortgage, finding the best option so that you only worry about enjoying your home. If you are determined to do so, you can visit and see everything they can offer you on their website Gohipoteca.com.
