The KonMari method, created by the Japanese businesswoman Marie Kondo, consists of saving money by reducing the consumption of products that are not necessary. The author of the bestseller The Magic of Order maintains that organization facilitates saving because it even allows you to change jobs when you want or separate from a person when you no longer feel comfortable. It also makes it possible not to depend on anyone because it avoids adding financial problems just at the worst moments.
It is not about generating savings with what is left over from your income, because in reality there is rarely left over at the end of the month when financial planning is not done. It is about including savings as a fixed expense each month, even if it is little.
Kondo assures that achieving financial independence is possible by following these tips.
According to the KonMari method, people have to eliminate everything that does not bring them joy. This same philosophy applies to the new things you buy and take home.
Take time to really think about those things in your life that you pay for and that bring you happiness. The rest, and as many as possible, delete them. Over time, this can mean a lot of money saved on purchases that were unnecessary.
Delete the unnecessary cravings of life, such as delivery -ordering products or food online to be delivered to a specific place, such as home-. Likewise, avoid temptation channels as much as possible, for example, lowering the credit card limit or always carrying cash in your wallet to control what you spend at all times.
Avoiding impulses and improvisations, not getting carried away by the market situation, as well as making a list of things that are really necessary and not buying more, can help save a lot of money. For this, it will be essential to plan and write down each month what the expected income and expenses will be to adjust the family budget as much as possible.
Use an Excel template to create categories and write down all the expenses that are made in the week and the month. For example, in the "household expenses" column, include electricity, gas or water bills. Comparing monthly expenses over time will help establish routines, develop guidelines and strategies, and learn from potential miscalculations.
